Debt Consolidation - is there a way to keep any of the accounts?

@ February 15, 2008 # 3 Comments

C.A.T.™13 asked:

I have 2 VISAs and a personal loan I want to consolidate into 1 payment. I don’t really want to lose one of the VISAs b/c it is in connection with my bank and tied to my checking. Also the personal loan is from a company that I am in very good standings [...]

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What will debt consolidation company do for me?

@ January 30, 2008 # 7 Comments

shellybear0925 asked: Will they actually consolidate all of my credit cards and personal loan or will they just try to get a decrease in the APR? Can anyone help me with this? I was given this as an alternative to filing for bankruptcy and would like some more info from anyone who has [...]

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