Is Debt Consolidation a good thing for my credit score or will it damage it ?

@ May 18, 2008 # 5 Comments

missjones2you asked:

Being a recent grad and not in my prefered area of employment is rough, as it is for many recent grads. My dilemma is my finances. My poor financial decisions (i.e. CREDIT CARD DEBT) in college has caught up with me and it is racking my brain. I have considered debt consolidation because [...]

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Is it still better to pay off the debt myself or continue to work with debt consolidation company?

@ February 1, 2008 # 3 Comments

Augie40 asked: I have accumulated a lot of credit card debt due to an illness and loss of employment. The amounts I was paying became so large that I couldn’t afford to make the mimimum payments so I decided to seek a debt management company. This has been going on for a year, but [...]

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