What are the cons of using a debt consolidation/credit counseling service?

@ July 2, 2008 # 4 Comments

mommytomonkey asked:

Do these services negatively effect your credit? If so, for how long?
Are there any major pros to these services?Website content

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How do I choose a reliable debt consolidation or debt counseling organizaion?

@ April 2, 2008 # 2 Comments

byrdee asked: You hear of so many scams out there. How do you know a reputable organization when you see therm? What are are the best options? A compay with a Christian foundation is preferred. ThanksCaffeinated Content

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