Do debt consolidation companies really help that much?

@ May 10, 2008 # No Comment Yet

patti_jim_reynolds asked:

My husband and I are WAY in debt and I have been trying to talk him into doing debt consolidation cause at the rate we are going, we won’t be able to buy a house until our kids are all out of the house!! The thing is, he doesn’t believe they actually help [...]

More on page 502

What are the benefits of doing debt consolidation instead of bankrupcy? Any advice or sites to visit?

@ January 1, 2008 # 5 Comments

Florencia F asked: It is true that bankrupcy is going to show on my credit for the rest of my life? They are asking for $600 for a monthly payment and I cant do that amount. What can I do? I dont want to do bankrupcy
Thank you!Caffeinated Content

More on page 444