How can I get a debt consolidation loan in Rep. Of Ireland with bad credit history?
Carol T asked:
Want to wipe the slate clean but having trouble getting loan. Not a homeowner.
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Want to wipe the slate clean but having trouble getting loan. Not a homeowner.
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@ July 21, 2008
Don’t even start on that course of action as you will be in debt for ever and a day.
Go to your local Citizens Advice Bureau and they will help you with sound advice to clear your debts.
A consolidation loan does not wipe the slate clean it makes the slate more full and costly.
Best of luck and do take expert advice before you take out any loan.
consolidation loans are bad.
Set up your own budget…figure out how much you can pay per month and pay them all off. If you have to then get a second job. Thre is no way to wipe the slate clean. You still owe it and will always owe it, as long as you opted to take on the debt from the start. Cut up your charge cards or put them into the freezer so that if you go to use them you will have time while they thaw out to think of the fact that you are causing yourself more harm by using them.
Usually if you own nothing, no bank or loan company, or even people for that matter will give you a loan. They want collateral.
Don’t go that route……….if your credit history is already poor they’ll fleeece you. Try Citizens Advice or debt counselling. There are other avenues.
We are desperate for people in Ireland who are looking for an extra income. Why not use your spare time to earn extra money 300-400euros and pay off the debts you have rather than make them worse.
Let me know if I can help.
Best wishes,
Ivan
Second Income Consultant - FREE Consultations. - Blog - Website
hi, so far I have done good progress with this: