How do I choose a reliable debt consolidation or debt counseling organizaion?

@ April 2, 2008 # 2 Comments

byrdee asked:

You hear of so many scams out there. How do you know a reputable organization when you see therm? What are are the best options? A compay with a Christian foundation is preferred. ThanksCaffeinated Content

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Is it still better to pay off the debt myself or continue to work with debt consolidation company?

@ February 1, 2008 # 3 Comments

Augie40 asked: I have accumulated a lot of credit card debt due to an illness and loss of employment. The amounts I was paying became so large that I couldn’t afford to make the mimimum payments so I decided to seek a debt management company. This has been going on for a year, but [...]

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